Basic plan (free), Premium subscription ( US$7.99 a month, US$34.99 annually or US$79.99 for a lifetime).While the basic ChipLite Plan is free to use, the ChipX plan costs 5.99 pounds (US$7.59) per month.Ī standout feature of in the premium plan includes free usage of Chip’s autosaving function, an AI tool that tracks your spending habits and bank balance to determine how much you can afford to save or invest.Ĭhip’s autosave function then automatically transfers small quantities of money regularly into the relevant accounts. Its inbuilt financial calendar helps you set payment reminders for your rent or student loans. When you connect Chip with your bank account, you can access features such as getting spending analyses, setting savings goals, and keeping track of saving progress. The app also includes a feature that lets you know if you are staying within your budget or spending more than you should.Ĭhip is an automatic saving and investment app that provides access to market-leading interest rates and investment funds. Simple BudgetĪs the name suggests, Simple Budget makes it easy for you to manage your finances.Īll you need to do is connect your bank account to create a budget for your monthly expenses.īeyond this, you can automatically track your income and the amount of money you spend without signing in to two different apps. So if you have a trip coming up and need tips on how much to save, you could ask the chatbot and receive a breakdown of average prices and how much to save for your trip.
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Wally also has its own AI chatbot called WallyGPT.īuilt into the app, WallyGPT offers insights and guidance for any questions about financial terms, investment strategies and how to meet your financial goals. Like most of the apps on our list, you can set and achieve your financial goals by tracking how you spend your money. While you have to input your transactions manually, Wally still stands as one of the best apps for budgeting since it works with almost all foreign currencies. Source: AFP 8 best apps for budgeting that are ideal for international students 1. Wally is a budgeting tool and finance management app combined into one. Pay attention to school-sponsored bank accounts.While some apps have made day-trading stocks easier, you should stay from “memestocks” (a social media craze that can drive big peaks and crashes in company shares).
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A credit card can be useful, but use it wisely.Be smart about your student loan refund.Most budgeting apps have visuals to help you see and track your spending it beats tracking your expenses manually, helps you save time, and reduces the stress of managing your finances while studying abroad.īeyond this, there’s more towards the topic of money apart from learning what’s the best apps for budgeting in the market.
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The best apps for budgeting do one of two things: you’ll have an easier time managing your money, or you can even invest any extra cash in these apps.Īpps for budgeting are known for their convenience since you can download them on your phone and use them anywhere, anytime - so long as you are connected to the Internet. Source: AFP How would you know what are the best apps for budgeting? The best apps for budgeting show you how you’re spending and how to keep track of them.